RATES EFFECTIVE JANUARY 1, 2019

Share Accounts Dividend Rate APY*
Regular Share Account 0.02% 0.02%
Association Share Account 0.02% 0.02%
Christmas Club Account 0.07% 0.07%
Vacation Club Account 0.07% 0.07%
Kids Klub Account 0.10% 0.10%
Credit Union Preferred Fund Account 0.10% 0.10%
Draft Accounts Dividend Rate APY*
Share Draft Account 0.00% 0.00%
Business Share Draft Account 0.00% 0.00%
Share Certificates
(a penalty may apply for early withdrawal)
Dividend Rate APY*
91 Day Certificate Account ($1,000 min.) 0.10% 0.10%
6 Month Share Certificate ($1,000 min.) 0.15% 0.15%
6 Month Share Certificate ($10,000 min.) 0.20% 0.20%
12 Month Share Certificate ($1,000 min.) 0.30% 0.30%
18 Month Share Certificate ($1,000 min.) 0.35% 0.35%
24 Month Share Certificate ($1,000 min.) 0.40% 0.40%
IRA Accounts Dividend Rate APY*
12 Month IRA Certificates - Traditional ($100 min.) 0.35% 0.35%
12 Month IRA Certificates - Roth ($100 min.) 0.35% 0.35%
12 Month IRA Certificates - Coverdell ESA ($40 min.) 0.35% 0.35%
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