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Welcome to Klamath Public Employees Federal Credit Union



The KPEFCU Smart Option Student Loan® by Sallie Mae®

 For borrowers attending degree-granting institutions

 Now you can pay for college the smart way with three great repayment

options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please click the link below or to the left.


     The Smart Option Student Loan features and benefits:

We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility

No origination fees and no prepayment penalty

Borrow up to 100% of school-certified cost of attendance (minimum $1,000)

Multiple in-school repayment options available

Borrower benefits available – like rewards and interest rate reductions

Rates that reward creditworthy borrowers

Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

Get a quick credit result by applying online. It’s quick, easy, and only takes about15 minutes to apply.

24/7 online account management



* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.




See us for all of your financial needs!

Checking, Savings, IRA's,

ATM & Debit Cards.





Visa Platinum 8.99% A.P.R./O.A.C.

Visa Classic Starting As Low As 10.99% A.P.R./O.A.C.


Any Questions? Call Or Apply Today!
(541) 882-5525



 We also offer many types of loans at great rates!

Auto, RV's, ATV's, Travel Trailers, Boats, Motor Homes,

 Home Improvement, Signature Loans,

 Line of Credit & Overdraft Protection Loans.





CALL (541) 882-5525

 Federally insured by the NCUA


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