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Phase 2 Same Day ACH

The 2nd phase of the same day ACH processing is effective September 15th, 2017. This 2nd phase will allow ACH debits to be posted the same day. For example if you call a company and give them your account information to make a debit out of your account it is very possible the debit will come out the same day. To help avoid possible fees and your items being returned make sure you have funds available before you initiate an ACH debit from your account. We now receive multiple ACH files a day and the Credit Union has NO control over what is posted first to your account. It is possible that there will be debits in an early file and credits will post in a later file. Again it is important that you monitor your account to ensure that there are funds available for any debits that you initiate. If you have questions on this please feel free to call us at 541-882-5525 / 800-454-5525

 

ARE YOU HAVING ISSUES WITH YOUR DEBIT CARD PIN?

 

On Monday August 21, 2017 we did a conversion on the system that processes our Visa debit and ATM cards. When this happened some of our members PIN numbers were not converted correctly. Unfortunately there was no way for us to know this until our members attempted to use their cards. If you are one of those members we are asking that you call our automated line at 1-800-992-3808 to set a new PIN number. If you call from your home phone that we have on record the system will ask for two additional pieces of information to verify your identity. If you are not calling from your home phone it will ask for 3 items to identify you. Once your identity is verified you will be asked if you want to keep your same PIN you will need to say NO to this option however you will be prompted to enter a PIN and you can use the same PIN you had previously or choose a new PIN. We apologize for any inconvenience this has caused. Please call if you have any questions.

 

Welcome to Klamath Public Employees Federal Credit Union

 

 

 

The KPEFCU Smart Option Student Loan® by Sallie Mae®

 For borrowers attending degree-granting institutions

 Now you can pay for college the smart way with three great repayment

options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please click the link below or to the left.

https://www.salliemae.com/smartoption/Klamathpublicemployeesfcu

     

     The Smart Option Student Loan features and benefits:

We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility

No origination fees and no prepayment penalty

Borrow up to 100% of school-certified cost of attendance (minimum $1,000)

Multiple in-school repayment options available

Borrower benefits available – like rewards and interest rate reductions

Rates that reward creditworthy borrowers

Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

Get a quick credit result by applying online. It’s quick, easy, and only takes about15 minutes to apply.

24/7 online account management

 

 

* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

 

 

 

See us for all of your financial needs!

Checking, Savings, IRA's,

ATM & Debit Cards.

  

  

 

       

Visa Platinum 8.99% A.P.R./O.A.C.

Visa Classic Starting As Low As 10.99% A.P.R./O.A.C.

CONVENIENT
FOR VACATION!

Any Questions? Call Or Apply Today!
(541) 882-5525
 

 

 

 We also offer many types of loans at great rates!

Auto, RV's, ATV's, Travel Trailers, Boats, Motor Homes,

 Home Improvement, Signature Loans,

 Line of Credit & Overdraft Protection Loans.

  

 

 

FOR MORE INFO.

CALL (541) 882-5525
              

 Federally insured by the NCUA

 

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